Last updated: April 28, 2026. By using IndieLedger, you agree to these terms. If you do not agree, please do not use the site.
Use of the site
You may read, share, and link to articles freely. You may quote short excerpts with attribution and a link back. You may not republish full articles, scrape the site systematically, or use our content to train commercial AI models without written permission.
Intellectual property
All content on the site — articles, graphics, design — is owned by IndieLedger or its contributors and protected by copyright. Trademarks of third parties (tools, banks, software) referenced in articles belong to their respective owners.
No advice
Articles on this site are journalism and opinion. They are not financial advice, tax advice, legal advice, or investment advice. Nothing on the site constitutes a recommendation to buy or sell any product, service, or financial instrument. For decisions that affect your money, your taxes, or your business, consult a qualified professional in your jurisdiction.
Accuracy
We make a good-faith effort to be accurate, but we cannot guarantee that every fact remains current. Tax law, fees, and product features change. If you are about to act on something you read here, verify the facts with the relevant primary source first.
Affiliate relationships
Some outbound links to products may be affiliate links — meaning we earn a small commission if you sign up. Affiliate relationships do not influence which products we cover or how we cover them. Affiliate links are disclosed within the relevant article.
External links
The site links to external websites we think are useful. We do not control those sites and are not responsible for their content, privacy practices, or accuracy.
Limitation of liability
The site is provided "as is" without warranties of any kind. To the maximum extent permitted by law, IndieLedger and its contributors are not liable for any direct, indirect, incidental, or consequential damages arising from your use of the site or reliance on its content.
Comments and submissions
If we add comments or accept reader submissions, you grant us a non-exclusive license to publish, edit, and republish what you submit. You retain ownership of your contribution. We reserve the right to moderate, edit, or remove any submission for any reason.
Governing law
These terms are governed by the laws of the jurisdiction in which IndieLedger is operated. Disputes will be resolved in courts of competent jurisdiction within that location.
Changes to these terms
We may update these terms from time to time. The "last updated" date at the top reflects the most recent change. Continued use of the site after a change constitutes acceptance.
Contact
Questions about these terms? Email us via the contact page.